When contract instructors need a general liability certificate, Authority members can assist these instructors by taking part in the Southern California Municipal Athletic Federation’s (SCMAF) Class Insurance Program. Coverage offers general liability insurance for third-party instructors for virtual or in-person classes or programs promoted, organized, conducted, and supervised by the member agency.
Coverage protects against claims related to damage or injury caused by negligence or oversight by the insured (instructor).
In addition to the $1,000,000 per occurrence and $5,000,000 general aggregate general liability coverage, the program provides $5,000 excess accident medical coverage for all instructors and students with a $0 deductible per claim. Sexual abuse and molestation coverage ($1,000,000 per occurrence, $2,000,000 aggregate) is available contingent upon meeting certain terms and conditions. Additional benefits of the program are recognized on the certificate of insurance.
For questions, additional information, and to use the program, access the SCMAF website.