When a member suffers damage to property and the claim is either not covered or the damage is below the deductible amount if participating in the California JPIA property program, the Authority has available two claim administrators to assist members who wish to recover these monies from those parties responsible for the damage.
When a member suffers damage to property and the claim is either not covered or the damage is below the deductible amount if participating in the California JPIA property program, the Authority has available two claim administrators to assist members who wish to recover these monies from those parties responsible for the damage.
The claim administrators work directly with members to investigate and pursue recovery. This often makes sense for the member and provides a way to hire professionals who have the expertise to determine fault, work with insurance adjustors, navigate the negotiation process, and obtain a collection of monetary losses.
The two claim administrators, Sedgwick Administrators, and Carl Warren & Company, each have a different approach and fee structure.
Sedgwick Administrators
Sedgwick has an on-staff, executive general adjuster who oversees all recovery efforts. Sedgwick is on call 24 hours a day, seven days a week, and has a team of expert investigators. For all loss amounts of $10,000 and under, the cost of recovery is a flat fee of $250. For all loss amounts over $10,000, the recovery costs are billed at an hourly rate of $150 per hour. All expenses related to the recovery efforts, including, but not limited to, legal costs, private investigators, court records research, service of process, appraisals, etc., will be billed at actual cost.
Carl Warren & Company
Carl Warren has a unit of recovery management specialists who evaluate all new assignments for recovery potential and complete full investigations. The fee for all recoveries is 20%, with most expenses included. All expenses related to the recovery efforts, including, but not limited to, legal costs, private investigators, court records research, service of process, appraisals, etc., will be billed at actual cost. Fees are on a contingency basis: if there is no recovery, no fee will be charged.
