Below is a link to the preliminary member contribution estimate for the upcoming renewal year. Your agency credentials will be required to access your member-specific documents. This is a challenging renewal environment, particularly on the liability side, and we appreciate your understanding as we work through the process.
The documents linked below are to provide stakeholders with clear, high-level context on the liability insurance market pressures affecting public agencies and the Authority’s liability programs. They explain why costs are rising, what is driving the market, and how the Authority is responding.
The document linked below provides in-depth detail about the Loss Ratio Adjustments. The Authority has added these adjustments to the liability cost allocation formula to improve fairness by addressing long‑term outliers. For 2026–27, only loss ratio credits will be applied, while surcharges have been temporarily offset and deferred until 2027 to allow additional outreach and communication.
Local governments across California are facing unprecedented liability pressures driven by escalating claims costs, expanding legal exposure, and increasingly outsized jury verdicts. Against this backdrop, thoughtful liability reform is essential to preserve fiscal stability and the long‑term sustainability of public risk pooling programs. Learn more about what the California Association of Joint Powers Authorities is doing to further liability reform.
