Newsletter

Vendors/Contractors Liability Program

By Jim Thyden, Insurance Programs Manager

It is always best practice to execute agreements and require evidence of insurance and applicable endorsements from vendors and contractors your agency contracts with for services. But what happens when these vital partners do not carry the requisite coverage?

The California JPIA offers members the Vendors/Contractors Liability Program to meet this need. It was developed for those situations where members wish to enter into a contract with an otherwise qualified contractor or vendor who cannot meet the minimum insurance requirements recommended in the Contractual Risk Transfer Manual.

Read More

The program was designed to cover vendors and contractors of various disciplines and sizes, providing the confidence to hire these critical partners. A small sampling of eligible types of vendors and contractors includes:

• Data entry/processing
• Distributors
• Curators
• Photographers and videographers
• Teachers, instructors, or trainers
• Event coordinators
• Office machine service, repair, and installation
• Printers, engravers, and painters
• A broad range of additional lower-risk vendors and contractors

The program provides general liability coverage with financial protection for claims or lawsuits alleging injury or property damage while the contractor performs the service on your premises or after the work is complete. The coverage includes:

• Contractor or vendor named as insured
• Member named as additional insured
• General contractor named as additional insured (subject to contractual obligations)
• $1,000,000 limit
• $1,000 deductible
• 30-Day notice of cancellation to member

Coverage is available only for specific contracts with a member and does not extend to other work performed by the vendor/contractor. For hazard classes, rate schedules, and additional program information, see the documents available on the California JPIA’s website. If you have questions about the Vendors/Contractors Liability Program, please contact Insurance Programs Manager Jim Thyden.

< Back to Full Issue Print Article