Newsletter

2024–25 Memoranda of Coverage and Program Certificates

Throughout each coverage period, staff continually evaluates the Authority’s Memoranda of Coverage (MOC) for sections that should be considered for clarification, amendment, or change. These changes accomplish the goal of providing an easy-to-follow, fair coverage document for the Authority’s membership.

On May 22, 2024, the California JPIA Executive Committee approved revisions to the following Memoranda of Coverage:

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Memorandum of Coverage—Liability Program

Page 18—Exclusion H: Added the term “excessive pressure” to the exclusion. The consensus of our review was that claims of this nature fall into the proper provision of a utility to paying residents, which is something the Liability MOC is not designed to cover.

Page 19—Exclusion P: We have amended the exception to the exclusion to be limited to claims of bodily injury and property damage. As the exception was previously stated, the area of physical enforcement of an ordinance was too broad and gave rise to the Authority defending many cases that were clearly code enforcement disputes.

Page 21—Exclusion X: We have amended the language in part 2 to include penalties. At the same time, we reconfigured the language to make it read more clearly by using the terms imposition and collection.

Memorandum of Coverage—Workers’ Compensation Program

Page 5: Excludes coverage for injuries from employees who regularly work outside the United States.

There were no substantive changes to the Memorandum of Coverage – Property Program.

Program summaries for the 2024–25 coverage period will be updated and provided to members in the coming weeks.

Your agency’s personalized Memoranda of Coverage and Program Certificates for 2024–25 are available for download. Member employees can go to cjpia.org, click on coverage, and either memoranda of coverage or program certificates. Log in, and you will land on your agency’s organization page in our member portal and have access to this year’s documents.

If you have forgotten or require myJPIA credentials, please use the features found on the myJPIA login page to register or reset your password. Your username is your email address.

If you have any questions about coverage-related issues, please contact the appropriate program manager: Paul Zeglovitch, claims and insurance director; Jeff Rush, workers’ compensation program manager; or Jim Thyden, insurance programs manager.

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