Issue 140 - October 2023
COVERAGE MATTERS

2023–24 Memoranda of Coverage and Program Certificates
Throughout each coverage period, staff continually evaluates the Authority’s Memoranda of Coverage for sections that should be considered for clarification, amendment, or change. These changes accomplish the goal of providing an easy-to-follow, fair coverage document for the Authority’s membership.
On May 24, 2023, and June 28, 2023, the California JPIA Executive Committee approved revisions to the following Memoranda of Coverage:
Memorandum of Coverage – Liability Program
Page 10 – Pollutants/Hazardous Materials: Added polyfluorinated substances to the definition. These substances are present in many products and have increased in level in our waterways and should be specifically called out as excluded.
Page 20 – Exclusion “P” (7): Added a new part to exclude approval or disapproval of an application for a concealed carry weapons (CCW) permit. Recent case law has caused Sheriff’s departments or other issuing agencies to push that responsibility down to individual police departments. Exclusion “P” deals with permit exclusion, specifically in the land use arena. This addition will broaden that exclusion to include CCW permits.
Memorandum of Coverage – Property Program
Global change: All references to “vacant” buildings and locations are revised to include “unoccupied” buildings and sites with vacant buildings.
Page 11: “Covered property” is clarified that land includes dirt.
Page 14: “Property Not Covered” is clarified that land includes dirt.
Page 24: Definitions of “Vacant” and “Unoccupied” are added.
Page 53: Corrects reference in Appeal of Disputes.
Page 56: Corrects reference of “insure against” to “cover.”
Page 56: Corrects reference of “Company” to “Authority.”
There were no substantive changes to the Memorandum of Coverage – Workers’ Compensation Program.
Program summaries for the 2023-2024 coverage period will be updated and provided to members in October.
Your agency’s personalized Memoranda of Coverage and Program Certificates for 2023-2024 are available for download. Member employees can go to cjpia.org, click on coverage, and either memoranda of coverage or program certificates. Log in, and you will land on your agency’s organization page in our member portal and have access to this year’s documents.
If you have forgotten or require myJPIA credentials, please use the features found on the myJPIA login page to register or reset your password. Your username is your email address.
If you have any questions about coverage-related issues, please contact the appropriate program manager: Paul Zeglovitch, liability program manager; Jeff Rush, workers’ compensation program manager; or Jim Thyden, insurance programs manager.
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